From SECURE 2.0 updates to RMD strategies, learn how to optimize your clients' retirement accounts.
Having sufficient assets to live a comfortable and secure retirement is one of the concerns that many people face. This concern cannot be resolved without having a solid retirement plan. In this course, we will discuss the fundamentals of IRAs, discuss the rules related to contributions and distributions, and highlight the effect of recent tax law changes on the planning process.
This comprehensive course delves into the utilization of IRAs within the broader context of lifecycle financial planning, exploring how these powerful savings vehicles can be optimized at every stage of a financial journey. It covers the essential nuances of Traditional, Roth, and specialized IRAs, examining the critical differences in tax treatments, contribution limits, and eligibility requirements. Furthermore, the course addresses the complexities of wealth accumulation and decumulation, detailing rollover mechanics, strategic Roth conversions, and intricate distribution rules, including Required Minimum Distributions (RMDs). By examining IRAs through a lifecycle lens, this overview provides the foundational knowledge needed to seamlessly integrate these accounts into long-term financial strategies, helping to maximize tax advantages, preserve wealth, and secure long-term retirement goals.
Who Should Attend:
CPAs and financial advisors who want to know more about the basic theory and concepts behind financial planning utilizing IRAs.
CPA, CFP, CLU, CPCU, MST, MBA
David Peters is the Founder and Owner of Peters Professional Education in Richmond, VA. He is registered with the U.S. Securities and Exchange Commission (SEC) as an Investment Advisor Representative (IAR) with Peters Financial LLC. He brings over 20 years of experience in financial services, including three years in the hedge fund industry and six years in insurance. David was the first Chief Financial Officer of Compare.com, where he served for more than three years. He holds four master’s degrees, contributes frequently to professional publications, and is a nationally recognized CPE instructor and discussion leader for Surgent seminars and a former instructor for Don Farmer. David received the AICPA Outstanding Facilitator Award in 2021, 2023, and 2024 as well as Surgent's Outstanding Discussion Leader awards in 2019 and 2022. He also co-authored the Virginia CPA Ethics course in 2018, 2019, and 2020, which is a requirement for all CPAs licensed in Virginia. Through Peters Professional Education, David is the author and instructor for over 125 recorded on-demand CPE courses and leads private trainings, in-person tax seminars, and quarterly live tax update webinars. His areas of instruction include accounting, finance, insurance, financial planning, and ethics, and he regularly teaches professionals across the United States.
