Understanding Disability Insurance: Coverage Essentials for Client Advisory.
While many people have life insurance, far fewer have disability insurance coverage. Often times the decision to bypass disability insurance is due to the often-higher cost or the misperception that employer or social security coverage is all one needs. The problem is that for any given year up to retirement, there is a higher probability of a worker becoming disabled as opposed to dying! For this reason, it is important for practitioners to talk to their clients about disability insurance – what it does and how much coverage is appropriate. In this course, we will explore both of these issues, so that you can feel confident talking to your clients about their needs in this often-ignored area of the financial plan.
Who should attend: CPAs and financial advisors who advise on insurance-related matters for clients.
CPA, CFP, CLU, CPCU, MST, MBA
David Peters is the Founder and Owner of Peters Professional Education in Richmond, VA. He is registered with the U.S. Securities and Exchange Commission (SEC) as an Investment Advisor Representative (IAR) with Peters Financial LLC. He brings over 20 years of experience in financial services, including three years in the hedge fund industry and six years in insurance. David was the first Chief Financial Officer of Compare.com, where he served for more than three years. He holds four master’s degrees, contributes frequently to professional publications, and is a nationally recognized CPE instructor and discussion leader for Surgent seminars and a former instructor for Don Farmer. David received the AICPA Outstanding Facilitator Award in 2021, 2023, and 2024 as well as Surgent's Outstanding Discussion Leader awards in 2019 and 2022. He also co-authored the Virginia CPA Ethics course in 2018, 2019, and 2020, which is a requirement for all CPAs licensed in Virginia. Through Peters Professional Education, David is the author and instructor for over 125 recorded on-demand CPE courses and leads private trainings, in-person tax seminars, and quarterly live tax update webinars. His areas of instruction include accounting, finance, insurance, financial planning, and ethics, and he regularly teaches professionals across the United States.
